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The Employee Retirement Income Security Act of 1974 was a landmark piece of legislation passed to protect workers’ benefits in the USA. Today, however, ERISA laws tend to benefit the insurance companies that provide benefits to individuals through their employer-sponsored healthcare or retirement plans.
If you are curious about how ERISA law may affect your healthcare, retirement, or long-term disability plan, you are likely to have many questions. What is ERISA? How will ERISA law impact my ability to receive retirement or long-term disability benefits? Can I win an ERISA lawsuit settlement? And more . . .
Because of this complex law and the uphill legal battles it presents for claimants, it is vital to have an ERISA lawyer on your team to find the outcome you need and deserve. The Law Offices of Mark B. Morse offers over 25 years of experience in these matters to clients in Pawtucket, and across the state of Rhode Island. We are prepared to work with you to answer your questions and provide a helping hand for any of your ERISA claims, appeals, and litigation needs.
If you’ve recently found that your application for ERISA disability benefits has been denied, don’t let it make you feel hopeless. The unfortunate truth is – only a slim margin of first-time applicants’ initial claims are approved.
The majority of ERISA cases receive denials for the first application – and while the specific reason for any claim rejection will differ with every case, you can easily avoid some of the most common issues with the assistance of an expert in ERISA law.
The Law Office of Mark B. Morse has helped countless clients in Pawtucket, Rhode Island, and greater Providence Country get through the muck and mire of these complicated cases. We understand that those seeking disability benefits don’t have time to waste – if you are filing an ERISA claim, you need access to these resources as soon as possible. Our team of experts is prepared to get you through the claims process with swiftness and ease.
Many denied ERISA cases receive their unfavorable opinion for very simple reasons – mainly, mistakes in the application paperwork and insufficient medical documentation.
The reality is that the ERISA application process is incredibly complex. What’s more, with an ever-changing political landscape and legislation that is a continuous state of flux, it’s challenging to stay ahead of the curve.
You may decide to contact an ERISA law attorney after your initial claim has been submitted and denied. However, it is likely much more advantageous to find legal counsel before you ever file your application.
Choosing to work with a lawyer who makes it their job to stay abreast of the ever-changing legislation that guides these cases can dramatically reduce the headache of filing and save you precious time.
Because your attorney will have an expert understanding of the claims process and the documentation necessary to find an approval, you can be confident that your initial application will be free of the many errors that result in denials every day.
If your case goes through the ERISA appeals process and you are still unable to find approval, you may need to file a lawsuit. Bringing your ERISA case to court is usually an incredibly complex process, but with the help of a skilled ERISA litigation attorney, you may be able to find a settlement on your case that can give you the financial security you need.
In fact, over 90% of ERISA court cases end in a settlement agreement. Because of the complicated and specialized nature of these matters, it’s imperative to have an attorney on your side to guide you through the process and advocate for the outcome you deserve.
If you are curious about your ERISA litigation options, don’t hesitate to contact an attorney at your earliest convenience. ERISA claim statute of limitations varies from state to state, and in Rhode Island, the default statute of limitations on an ERISA case filing is 10 years.
It’s crucial to remember that while the state sets the default, insurance companies can set their own filing deadlines. Therefore, it’s imperative to begin working with an attorney as soon as possible to ensure that you don’t miss out on any opportunities.
Our firm is proud to offer a comprehensive suite of ERISA law services to Pawtucket, Rhode Island, and all of Providence County. If you are looking to speak with a top ERISA law firm, don’t hesitate to contact our office located in Providence for an initial consultation today.
You can schedule an appointment by phone, or by visiting our contact page. We look forward to working with you!
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